Medical Evacuation Insurance

Why is Medical Evacuation Insurance Important?

No one wants to consider what could happen if they become sick or injured while traveling. However, emergencies can arise at any time, illness and injury can happen anywhere.  If a patient is hospitalized while traveling, and is so critically ill that they need to be transferred to another higher level of care facility, or if a hospitalized patient wishes to continue in-patient care at a facility closer to their home, a medical evacuation (sometimes called medevac, medivac, or med evac) is required. 

Typical health insurance policies may provide no, or limited, coverage when you are traveling overseas.  It is wise to purchase a comprehensive travel medical insurance plan to cover emergency care costs, but most of these plans do not cover a medical evacuation to get you home.  Most travel medical policies will cover medical evacuation to the “nearest acceptable facility”, and cover expenses to move you to a nearby higher level of care facility if it’s “medically necessary”, but that’s likely where you’ll stay until you are well enough to be repatriated by commercial airline.  Getting home for further treatment and recovery, to a hospital of your choice, is typically not covered.  And it can cost you, out of pocket, up to $30,000 for a domestic medical transport, and up to $180,000 for an international transport to get there.

Important Questions to Ask When Purchasing a Medical Evacuation Insurance Policy

• Does the plan allow you to be evacuated to the hospital of your choosing or just the closest appropriate facility?
• Who makes the decision if you will be evacuated?
• Are there restrictions for adventure travel or engaging in extreme activities (such as skydiving)?
• Does the plan exclude any preexisting conditions?
• Does the plan place a cap on how much coverage it will provide for a medical evacuation?
• Does the plan have age restrictions?

The Best Emergency Insurance isn’t Insurance at All

MedjetAssist is a medical transport membership program, not part of a travel emergency medical insurance, medical evacuation insurance, health insurance or travel insurance plan.  As a membership program, Medjet offers more options, more choice, better service…and better value.  

Simply put, if you are hospitalized more than 150 miles from home domestically or internationally, Medjet will arrange bedside-to-bedside air medical transport and medical repatriation to the home country hospital of your choice.  It’s that easy.  No claim forms, no transport cost caps, no insurance hassles, no surprise bills later.  All you ever pay is your membership fee—nothing more.

With Medjet, there is no application process (under age 75), no adventure travel exclusions, and no pre-existing conditions exclusions.  We have 24/7 access to hundreds of air ambulances and commercial medical escorts around the globe.

When it comes to deciding between the limited services of an emergency medical evacuation provider or the all-encompassing services of Medjet, the choice is clear—Medjet.